Opinion

My say on the Autumn Statement

So, the government are inviting the public to “have their say” on what should be included in the 2016 Autumn Statement. My submission, for what it’s worth is: I would introduce a minimum, government-backed, interest rate for savers of base rate +3% and cap total eligible savings at the same…

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Microsoft buys LinkedIn

So Microsoft have gone and made an all-cash, $26.2 billion offer for LinkedIn and I can certainly see the logic. After acquiring Yammer not so long ago, they’ve now neatly secured the enterprise social media market – through owning two of the largest players – and have the opportunity to…

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Whale slaughter continues

While I’m no eco-warrior, I continue to be dismayed about the Japanese whaling fleet. In the news this week was the story that the fleet had killed 333 minke whales. I just can’t understand how a supposedly developed nation can still claim this is a scientific programme. There’s nothing scientific…

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Change needed for BBC licence fee

It’s hard to argue with the detractors of the BBC licence fee because of the arbitrary way it has been made mandatory for everyone watching live TV in the UK, regardless of whether they actually watch any BBC programming. Personally, I watch BBC news and a smattering of other live…

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Cut benefits for Sky TV subscribers

With all the focus on the recent budget from George Osborne and the welfare cuts about to be imposed, it still surprises me that one of the UKs big benefits issues persists and remains undiscussed and untackled. Simply put, why are people on benefits able to have Sky TV subscriptions?…

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Government backed annuities

Every time there are reports in the media about the woefully low annuity rates or the recently implemented pension freedoms, I wonder why there aren’t more flexible or state-backed options for annuities. As much as the pension freedoms might have kickstarted a more flexible approach to retirement planning, annuities will…

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Part time rail season tickets

I have a cynical supposition that the rail companies continue to talk about part time season tickets but never actually commit to introducing them because they believe it’ll cost them too much to set up or lose them too much money in lost revenue. My particular issue with this is…

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Changing Amazon delivery charges is a risky business

So as a one-time Amazon affiliate I received notification recently that the terms of the free delivery (Super Saver Delivery as they call it) in the UK was about to change (as of 1st May 2015). And in my opinion, it’s not a minor change at all, as they’re changing…

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The looming generational pension crisis

It’s been a constant feature of the various online financial press in recent months and even years – at least as long as I’ve had an elevated interest in this sort of thing – but given the pace of change in the financial services market and in particular, with regards…

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Do comparison sites cost us more?

They’re often heralded as consumer champions, giving individuals access to the whole (or a much larger proportion) of the market than they would have been able to access independently. But I wonder how much the presence of the comparison sites has actually inflated the costs we all pay as a result…

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