Pension

Government backed annuities

Every time there are reports in the media about the woefully low annuity rates or the recently implemented pension freedoms, I wonder why there aren’t more flexible or state-backed options for annuities. As much as the pension freedoms might have kickstarted a more flexible approach to retirement planning, annuities will…

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The looming generational pension crisis

It’s been a constant feature of the various online financial press in recent months and even years – at least as long as I’ve had an elevated interest in this sort of thing – but given the pace of change in the financial services market and in particular, with regards…

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The 8th wonder of the world

I read with interest the other day that according to Albert Einstein, the 8th wonder of the world isn’t any natural or man-made structure, but is in fact, compound interest. Einstein famously said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he…

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Pension boost ideas from Love Money

It’s not so much a hot topic these days, but it’s certainly something everybody should be thinking about… pensions! I saw this article on Love Money (HERE) about how to boost your pension by 27%. It sounds too good to be true – and, for most of us, it is……

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